Boulder Valley Credit Union
Promos and Info
50th Anniversary Celebration!! Win a Cruise! Click here for details!
Vacation for FREE! Click here for details!
BVCU Scholarship Winners Announced! Click here for details!
BVCU is YOUR Eco-Conscious C.U.! Click here for details!
Get FoolProof with our new Financial Education portal for Students, Parents, and Adults! Click here!
Traveling anywhere outside the state of Colorado? Ensure that your Debit/Credit Card continues working!
BVCU has a NEW one-stop auto buying partner! Click here for details!
BVCU wins prestigious Business Sustainability Award! Click here for details!
IMPORTANT note regarding Changing Your Address. Click here for details!
BVCU is the FIRST financial institution to be PACE certified!
We recycle and compost at our branches through our eco-partnership with Eco-Cycle!
BVCU wins National Mortgage Lending Award for our mortgage programs and education! Click here for details!.
Special rates available on eco-friendly autos! Click here for details!
Go Solar on your home with discounted rates! Click here for details!
Please review our Security Resource Center for information on recent FRAUD ALERTS.
Easily SWITCH your CHECKING account to BVCU ! Click here for details.
Rainbow Rewards Are Here!
Security Information
More
Info
Home Equity Line Of Credit
A Home Equity Line Of Credit (HELOC) can be described as a second mortgage with a revolving Line of Credit. This revolving credit agreement with a fixed credit line allows you to borrow against the equity in your home—above what is owed on your first mortgage.
Using your home's equity is a SAVVY way to pay for just about any of life's expenses:
- Fund Home Improvements
- Consolidate High Interest Credit Cards
- Take a Vacation
- Purchase your Dream Car
- Pay for College Tuition
SPECIAL HELOC PROMOTION!!!
Cash in now to take advantage of the amazing low rate of Prime Minus 1.00%. This is truly one of the lowest rates you could find anywhere, and it's now available to BVCU members.
- Rates as low as Prime Minus 1.00%*
- No out of pocket expenses**
- Up to 90% of your primary residence's value
- May be tax deductible***
Apply online or call 303.442.8850 to take advantage of this amazing offer for BVCU members.
* Interest rate as low as prime interest rate minus 1.00%. Prime as of January 1, 2009 is 3.25%. Rate can change monthly based on the movement of the prime interest rate. Value is based on Value Check, a site that uses comparable values and tax assessment to determine value of the home or appraisal. Seven year draw period. After seven years, the loan will convert to a closed end second mortgage that eliminates draws. Member has the option of refinancing to a new HELOC. Rate will not go below 3.75% and not go above 21.00%. Payment is 1% of balance of last draw. Primary residence in Colorado. Collateral property MUST be in the State of Colorado. **For loans up to $100,000 and doesn't include loans where an appraisal is required. *** Consult your tax advisor.