Boulder Valley Credit Union
Promos and Info
Information, special offers, forms, and fun - Click Here To Get Started with YOUR student CU!
For a limited time receive a $5 Starbucks Card when you join!
Learn responsible credit use and start building good credit - Student Credit Card.
Fun, online credit responsibility class just for teens - a requirement to open your Student Credit Card.
28,000!
28,000 FREE
ATMs Nationwide!
BVCU is YOUR Eco-Conscious C.U.! Click here for details!
Panther SCU Services Offered
Taking Control of Your Finances is Part of Growing Up
Hey, you’re young. We get it. And your financial needs to date have been pretty basic. Spending money. Gas money. A place to deposit birthday checks. But, like it or not, (and you probably do) you’re getting older. Along with adulthood comes independence and responsibility. That’s where Panther Student Credit Union comes in.
As YOUR credit union, our products and services are specifically designed to make the leap to managing your own finances as painless as possible. In fact, you might say we can make this fun. And educational. And yes, the two really can go together!
Services Provided at YOUR Credit Union
Up to this point in your life, most of you have only had a savings account and a few of you have just recently opened your first checking account. Well, it's time to start preparing yourself for the next step in your life and educating yourself on how to properly manage other financial accounts.
Whether it involves balancing a checkbook, getting your first car loan, or beginning to build good credit responsibly via a credit card, the time is now to begin establishing your own financial identity before you move to the next phase of your life.
Below are products offered through Panther SCU that will help you get prepared. To view a brochure on the services offered, click on Student Membership Brochure.
FREE Checking & Debit Card
Want a smart place to stash your cash? A checking account and debit card just might be right for you. Deposit your paychecks or allowance in this account and balance your checkbook regularly to monitor what you can and can't afford.- No Minimum Balance
- No Monthly Service Fee
- Overdraft Protection (WAC)
- FREE Visa Debit/ATM Access Card
The FREE Checking Account is perfect for learning how to properly manage your money, and is recommended if you are also opening a Student Credit Card as it will likely be the account you use to pay off the balance of that card each month to avoid interest.
Educational Student Credit Card
Credit is a fact of life and learning how to use it wisely now is the best way to assure financial success in the future.
The Student Credit Card page on this website explains in detail the features and educational focus of the Educational Student Credit Card Product, please visit this page for additional information on all that this product has to offer.
- No Annual Fee
- 25 day grace period, so you have ample time to pay your bill in full and avoid interest charges
- Credit limits ranging from $250 to $1,000 so you can start off with a lower limit and increase it as your knowledge and needs grow
- 14.90% APR (Annual Percentage Rate) — lower than most credit card rates, but still enough to encourage monthly payment in full to avoid interest charges
More information is available on the Student Credit Card page. The Educational Student Credit Card requires parental consent as well as a parental option to require an online educational class on credit before the issuance of the credit card to the student.
Low-Rate Loans
Looking to buy your first car? Be sure to check with Panther Student Credit Union for the best rates on new or used vehicles. We can also hook you up with an Auto Buying service that will find just what you’re looking for — at cheaper price than a dealer — and deliver the car to your home for a test drive.
Panther SCU can provide for all your lending needs today and in the future.
Student Savings Accounts
Whether you’re saving for college, a new car, or a killer laptop, check out this great way to earn more interest on your savings.
A $5 minimum deposit is required into the savings account to establish membership. Money Market accounts that earn a higher rate than regular savings are also available.
Youth Certificates of Deposit
Our goal is to help you build good savings habits, so we have created a special 12 month certificate to do just that. With a low minimum balance of $100 and an outstanding rate, this certificate will help you set aside money for college, your first car, or whatever your heart desires and will earn interest faster than regular savings.
To view current rates, for the Youth CD account, click here.
Internet Banking
Spring break? Off to college? Wherever you go, take advantage of online account access 24-hours a day, 7 days a week with Internet Banking. And with FREE online BillPay and eStatements you’ll not only save yourself time, but you’ll save the environment by reducing paper use and mail services too.
Convenience - Locations Everywhere!!!
Homework. Sports. Work. Life. Hey, you have a lot of things to do. That’s why we’ve made it so easy to manage your finances without taking a big chunk out of your day:
- In-School branch provides 4-day/week access during your fifth period
- Online via Internet Banking - Your accounts are always at your fingertips
- TellerPhone Access - Your accounts available via phone 24/7
- Four Boulder Valley Credit Union branch locations
- CU Service Centers - Over 4,000 FREE branch locations Nationwide
- Surcharge-FREE ATMs - Over 28,000 locations Nationwide
CU Service Centers and Co-Op Network FREE ATMs are convenient offices/atms where you can perform select teller transactions locally and nationwide. So wherever you go, you’ll find us there. Click on CONVENIENCE for current locations, maps, and other information.