Boulder Valley Credit Union
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Security Information
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Savings and Certificate Rates
Share Account Rates Money Market Rates Misc. Share Rates
IRA Share Share Term Certificate Dividends Account Disclosure
Effective February 21, 2007
Share Account Rates
| Amount | Dividend Rate | APY* |
|---|---|---|
| $100 -$1,000 | 0.55% |
0.55% |
| $1,001 - $2,000 | 0.65% |
0.65% |
| $2,001 - $5,000 | 0.75% |
0.75% |
| $5001 - $10,000 | 0.85% |
0.85% |
| $10,001 and higher | 1.00% |
1.00% |
Money Market Rates Go to Top
| Amount | Dividend Rate | APY |
|---|---|---|
| $500 - $2,500 | 0.90% |
0.90% |
| $2,501 - $5,000 | 1.39% |
1.40% |
| $5,001 - $10,000 | 2.23% |
2.25% |
| $10,001 - $50,000 | 3.20% |
3.25% |
| $50,001 - $100,000 | 3.45% |
3.50% |
| $100,001 & over | 3.69% |
3.75% |
Misc. Share Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Holiday Club Account | 0.90% |
0.90% |
| Rags To Riches Club | 0.90% |
0.90% |
Youth Term Share Certificates - 12 Months Go to Top
| Amount | Dividend Rate | APY |
|---|---|---|
| $100 - $499 | 4.79% |
4.90% |
| $500 - $9,999 | 4.99% |
5.11% |
| $10,000 - $99,999 | 5.19% |
5.32% |
| $100,000 & over | 5.44% |
5.58% |
IRA Share - $25.00 minimum deposit Go to Top
| Information | Dividend Rate | APY |
|---|---|---|
| Take advantage of tax deferred interest with an IRA. More Details |
0.90% |
0.90% |
Share Term and IRA Term Certificate Dividends - $100,000 min. Go to Top
| Term | Dividend Rate | APY |
|---|---|---|
| 3 Months | 4.13% |
4.21% |
| 6 Months | 4.90% |
5.01% |
| 12 Months | 5.44% |
5.58% |
| 18 Months | 5.24% |
5.37% |
| 24 Months | 5.20% |
5.33% |
| 30 Months | 5.20% |
5.33% |
| 36 Months | 5.25% |
5.38% |
| 48 Months | 5.29% |
5.42% |
| 60 Months | 5.44% |
5.58% |
Share Term and IRA Term Certificate Dividends - $10,000 min.
| Term | Dividend Rate | APY |
|---|---|---|
| 3 Months | 3.88% |
3.95% |
| 6 Months | 4.65% |
4.75% |
| 12 Months | 5.19% |
5.32% |
| 18 Months | 4.99% |
5.11% |
| 24 Months | 4.95% |
5.06% |
| 30 Months | 4.95% |
5.06% |
| 36 Months | 5.00% |
5.12% |
| 48 Months | 5.04% |
5.16% |
| 60 Months | 5.19% |
5.32% |
Share Term and IRA Term Certificate Dividends - $500 min. Go to Top
| Term | Dividend Rate | APY |
|---|---|---|
| 3 Months | 3.38% |
3.43% |
| 6 Months | 4.35% |
4.44% |
| 12 Months | 4.99% |
5.11% |
| 18 Months | 4.79% |
4.90% |
| 24 Months | 4.75% |
4.85% |
| 30 Months | 4.75% |
4.85% |
| 36 Months | 4.80% |
4.91% |
| 48 Months | 4.84% |
4.95% |
| 60 Months | 4.99% |
5.11% |
Account Disclosure Go to Top
*APY = Annual Percentage Yield
- Dividend rates are subject to change without notice.
- Annual Percentage Yields on Share accounts are accurate as of the last dividend declaration date. Annual Percentage Yields on all Term Certificates are accurate as of the effective date stated above.
- Dividend
payment frequency:
- Dividends paid quarterly on Share accounts, Rags to Riches Club accounts, and IRA Share accounts.
- Dividends paid monthly on Money Market, Share Term Certificates, Youth Term Share Certificates, and IRA Term Certificates.
- Dividends paid annually on Holiday Club accounts.
- All Term Certificates may have a penalty for early withdrawal.
- Minimum balance to open children’s Rags to Riches Club account is $5. No minimum balance to earn dividends on Rags to Riches Club account, IRA Share account, or Holiday Club account.
- Fees may reduce earnings.