Mortgage Rates

 

Rates Effective:

 

We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact usWe do not charge the standard 1% Origination fee but there is an origination charge associated with the loan. 
Rates and terms are subject to change without notice.  Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.

 


 

Fixed Rate Mortgage

 

30 Year Fixed Mortgage
Interest Rate
Origination Points
Disc. Points
APR Payment
4.500% 0.00 0.000 4.574% $1,013.37
4.375% 0.00 1.000 4.535% $998.57

 

 

 

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.

 

20 Year Fixed Mortgage
Interest Rate
Origination Points
Disc. Points
APR Payment
4.250% 0.00 0.000 4.350% $1,238.47
4.125% 0.00 1.000 4.343% $1,225.17

 

 

 

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.

 

 

15 Year Fixed Mortgage
Interest Rate
Origination Points
Disc. Points
APR Payment
3.500% 0.00 0.000 3.626%

$1,429.77

3.375% 0.00 1.000 3.648% $1,417.52

 

 

 

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.

 

Adjustable Rate Mortgage

 

3/1 Year ARM
Interest Rate
Origination Points
Disc. Points
APR Payment
3.625% 0.00 0.000 3.305% $912.10

 

 

 

- ARM = Adjustable Rate Mortgage
- Rates are fixed for the first 3 years and then adjust yearly.
- Must be owner occupied. Call for details.
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Boulder Valley CU is required.